Sunday, March 16, 2008

Dog Kennels - What to Look For

We all hate to leave our pets behind if we go on vacation or have to leave home for a few days. However, we can't always take them with us so if you don't have family or friends that are able to take care of them you most likely need a dog kennel.

To find a good kennel ask for recommendations from friends, family, your veterinarian or grooming shops.

You should then visit the kennel and look for these things.

License

Staff - are they friendly, knowledgeable, seem to care about the dogs there?

Sanitation - Are the runs clean? Do they look like they have an effective system? Do they have barriers high enough to prevent male dogs from urinating into adjacent runs?

Facility - Is it in good repair, neat, clean, smell clean and clear of debris?

Exercise area - Do dogs have freedom of movement? It the floor concrete so it can be easily disinfected? How much time do they get outdoors?

Climate - Is there proper temperature control and is ventilation good with no draughts?

Sleeping area - Is there clean, dry and large enough for a dog to stand, stretch out or turn around? Do they have solid dividers between kennels? Is the bedding clean?

Cages and gates - Are they secure and in good repair?

How many dogs in facility - Are there to many?

Food - You may want to bring food that your dog is already eating if they don't have it. You don't want him to get sick from a change in diet.

Water - Is it available at all times, does the water look clean in the bowls and are the bowls clean?

Veterinarian - Do they have a vet on call? Will they contact your vet if needed?

Find out the cost, drop off time and pick up. How far in advance should you book?

When you do take your dog for his stay take along:

Vaccinations records

Emergency contacts - veterinarian and your numbers.

Pet schedule - also pet medications with instructions.

Take something from home like a blanket or toy.

Food if needed

Usually if a dog is introduced early in life to kennels be doesn't have a problem. Of course all dogs are different and it's hard to predict how they will react. You should start with a weekend to see how he does. Ask the staff how his behavior and appetite were so you can judge how it went. Of course check his general condition and grooming to see how well he was taken care of.

If they do have trouble maybe next time you should look into a bonded pet-sitting service. Maybe you know someone who does pet sitting in your home. Check out your options.

Lastly, ask your veterinarian if your dog needs kennel cough intra-nasal vaccination.

Sandy Oberreuter has a web site on small dog breeds with articles on popular small dogs, dogs good with children and seniors, breeders, dog diseases, dog day care, hypoallergenic dogs and more.

Saving money on your mortgage

Shopping around for mortgages is so popular these days that many people can be excused for thinking that switching lenders is the only way to save money on your home loan. But there is a much easier way that does not require phone calls, computers connected to the internet, or trips to your bank or building society.

Did you know, for instance, that making overpayments on your mortgage can slash thousands of pounds off your interest bill? Additionally, it will cut the length of time taken to repay your home loan so you get to own your home sooner.

Imagine, say, that you have a 100,000 repayment mortgage, with a 25-year term and an interest rate of 6%. Your monthly payments will be 644, and after 25 years you will have paid back a total of 193,290. In other words you will have paid back 1.93 for every pound borrowed.

If, however, you were to overpay your mortgage by just 50 each month, your total payment would be reduced to 177,279 -- a saving of over sixteen grand in interest. Furthermore, this overpayment shortens the length of the mortgage by 45 months, which means almost four extra years of bliss.

Its is worth being prudent though and ensuring that your will not be penalised by your lender for changing your standing order or making overpayment. In the main, most flexible mortgage lenders will allow you to make overpayments of up to 10% each year. But if your lender doesn't allow this, you have another trick up your sleeve!

Lessening the term of your mortgage from 25 years to 21 years would increase your payments in exactly the same way as overpaying by 50 each month. Mind you, this is a much harsher way to do it because payments are fixed. However, it doesn't prevent you from increasing your term again, should you need to, by simply writing to your provider.

At the end of the day, paying off your mortgage early is simply the best and least risky ways of saving money. By making overpayments to your mortgage of around 6%, your money would be working harder than if you had invested it into a savings account with 7% earnings.5% for a basic-rate taxpayer. For a higher-rate taxpayer, this risk-free and tax-free rate is equivalent to 10%, which is practically unbeatable!

Many people forget that even though we sign up for a 25-year mortgage term there is no earthly reason why we have to stick to this. If you have any extra cash each month, using it against your mortgage can make a huge difference and it can save you thousands of pounds in interest each year.

Good luck on removing that mortgage millstone from around your neck!

Peter Spyr

The Easy Way To Making Money Online

Most people thinking working hard and long hours are the key to making tons of money. Well sure for some of them, but for most people we dont want to work hard and long hours only to make and average income.

People today want to spend extra time at home, and still make that above average income. Well now you can do that working online. I am sure if you do a simple search for work at home you will find many businesss trying to sell you on there junk home business programs.

You might have even already bought into a few of them. The truth is there is no program out there that you just hit a button, and the money begins to roll in. The way people make money online is investing. You make money, and invest into other things to make more money. And if one program goes under you have others to rely on still.

The mazu business pack is a program that teaches you how to make money investing into sports arbitrage trading. You can learn how to make up to 15% a month on any investment into the trading pool, or you can make 1% to 3% daily trading and investing on your own.

Investment is key in making money. You work less, and this allows you to put more time into other things in your life. Like I always say. Its better to work smarter not harder.

If you are someone that is serious about making money online, and would like to learn more about how you can do just that visit http://www.businessprogramsreviewed.com

Chris Rohrer

A Healthy Dog is a Happy Dog!

A healthy dog is a happy dog. And a happy dog is the best companion anyone could wish for. Unlike people, dogs can't figure out when something is wrong, or tell you about it. It's your job as the owner to look out for problems and step in quick to keep your hound happy. Illness doesn't just mean breaks, parasites or viruses, it include the scourge of humanity too - obesity. Just like in humans, obesity in dogs can lead to arthritis, heart disease, diabetes, and premature death. Also like in humans, this is a recent development. The availability of cheap food for pets has caused an obesity spiral in the developed world.

So what should you feed your dog? Obviously, breed plays a part, but in general, kibble is the best base (dried dog food) with tinned stuff as a treat. Too much tinned stuff can give your poor pooch the runs! Don't feed him human cakes biscuits and the like, no matter how much he seems to enjoy them - dog's digestive systems are not designed for this kind of food! A diet based on these principle will ensure a shiny coat and clear eyes, both necessary if your dog is going to win thru to the finals of the http://www.petmillions.com contest and a chance to win you a million in cash!

Dental care. Dogbreath is a byword for bad smelling breath. Help your dog keep his teeth and gums healthy by offering him bones to chew (note - NEVER chicken bones!). If it's a real bad case, there are even special 'doggy tooth cleaner' products available at the store.

Worms. Keep him healthy with regular shots against the 4 biggies - distemper, heartworm, parvovirus (which is rare, but fatal!!!) and kennel cough (which is also rare unless you keep the dog out on cement all the time). You can do the worming routine yourself - crush the tablets and sprinkle them onto some tinned food. He WILL be able to smell it, but what the hey, food is food, right? Woof! Only use a small amount of tinned food to ensure he eats all the tablet powder. Don't know what distemper is? Kind of like dog flu, with runny nose and eyes. Worms tend to cause lack of appetite, bad coat, and a tendency to drag his backside along the ground. These are easily passed to humans so fix it fast!

That brings us to fleas and ticks. Treat regularly with one of the many excellent 'dropper' products now available. They really work, and fast too. Ticks can be a nightmare - they can cause swelling, then paralysis and death, so you have to guard against them very carefully, especially if you live in an area prone to dog ticks.

That's my routine with Jess, now be a pal, willya, and vote for him at http://petmillions.com! His ID is 3083, and it's free to vote!

Brendan Gunstan is an IT consultant, who passes the really difficult tasks onto his 12 year old crossbreed Jess.